Top 10 Best Pet Insurance Companies of February 2022 current years

  Top 10 Best Pet Insurance Companies of February 2022 current years Company Highlight:

No co-payments.

Deductions:

$ 100- $ 1,000

Compensation options:

70%, 80%, 90%

Annual limits:

$ 2,500 - $ 20,000, unlimited

Discounts available:

Multiple pet discounts

learn more

Best for alternative therapies

Healthy claws.

Our partner

Company Highlight:

There is no limit to the benefit per event, annual or lifetime.

Deductions:

$ 100, $ 200, $ 500

Compensation options:

70%, 80% or 90% for pets up to 7 years

Annual limits:

Unlimited

Discounts available:

N / A

learn more

Great for dogs and kittens

Pumpkin

Our partner

Company Highlight:

Precautionary care packs

Deductions:

$ 100, $ 250, $ 500

Compensation options:

90%

Annual limits:

-15 7-15k for cats, -20 10-20k for dogs

Discounts available:

Multiple pet discounts

learn more

Best for hereditary and congenital conditions

ASPCA

Our partner

Company Highlight:

Covers stem cell therapy.

Deductions:

$ 100- $ 500

Compensation options:

70%, 80%, 90%

Annual limits:

$ 3,000- $ 7,000

Discounts available:

Multiple pet discounts, employee benefits

learn more

Great for old pets

Embrace

Our partner

Company Highlight:

Covers pets 15 years or older.

Deductions:

$ 100- $ 1k

Compensation options:

70%, 80%, 90%

Annual limits:

To infinity

Discounts available:

Reduced deductions, multiple pet discounts, military discounts, employee benefits discounts

learn more

Best for treating mobility problems

Pets are the best

Our partner

Company Highlight:

40 years in the insurance industry

Deductions:

$ 50- $ 1k

Compensation options:

70%, 80%, 90%

Annual limits:

$ 5k-unlimited

Discounts available:

Multiple pet discounts

learn more

Excellent for fast claims processing

Lemonade pets

Our partner

Company Highlight:

The unused premium is donated to non-profit organizations selected by the customer.

Deductions:

$ 100, $ 250, $ 500

Compensation options:

70%, 80%, 90%

Annual limits:

$ 5k- $ 100k

Discounts available:

Policy bundle discount

Pet insurance helps pay for your pet's medical care, with many policies covering up to 90% of your doctor's bills. However, this ratio varies depending on the insurer and your preferences. In addition, some procedures and maintenance are excluded from coverage. With some policies, you may also have to pay annual or lifetime caps on payments, which may mean that some bills are not covered.

Finding comprehensive coverage for your dog or cat at an affordable monthly premium can also be difficult. To help you shorten the process, here is a list of our best pet insurance companies, tailored to specific needs and preferences.

Our Top Picks for Best Pets Insurance of February 2022

Healthy Claws - Best for Alternative Therapies

ASPCA - Best for hereditary and congenital conditions

Spot - Great for unlimited coverage

Pumpkin - Great for dogs and kittens

Figo - Best for compensation options

Hugs - Great for older pets

Best Pets - Best for treating mobility problems

Lemonade - Best for fast claims processing

Trupanion - Best for direct payment to doctors

Nationwide - Best for Exotic Pets

Honorable mention: TrustedPals, Petplan, Metlife Pet Insurance, PetFirst, 24PetWatch, Hartville, Pet Assure, USAA Pet Insurance and GEICO Pet Insurance

Find pet insurance in your state.

Pet insurance offers coverage for accidents, illnesses, injuries, and routine examinations, so you can take proper care of your loyal partner. Click on your state to see how you can protect your four-legged friend!

Reviews of the best pet insurance companies

Best for alternative therapies: healthy claws.

Get a free quote.

Our partner

Profession

No per capita, annual or lifetime caps.

Immediate claim action

Covers alternative therapies for diagnosed conditions.

Direct payment is available under certain conditions.

Cons

There is no coverage of hip dysplasia for registered dogs six years of age or older.

Only one policy presented.

Limited coverage options for older pets

Official exams are not covered.

Healthy Paws offers only one accident and illness policy for cats and dogs. There is no per-event, annual or lifetime benefit limit, and you can choose between deductions between $ 100 and $ 500.

Healthy Paws provides instant claims processing through its mobile app, and most claims are processed in just two days. If you can't afford an advance veterinary bill, it also offers the option of direct payment instead of compensation.

Healthy claws are best for pets that are registered at a young age, as coverage options and compensation rates are more limited for older pets.

Why We Choose Healthy Toes: Most insurers exclude alternative therapies from their policies, but healthier foot policies include treatments such as acupuncture chiropractic care, hydrotherapy, physical therapy, laser therapy and massage therapy. As long as it is covered by a licensed veterinarian